Free Bankruptcy Consultation — Chicago & Cook County

What to Expect at Your Consultation

• ✓A private, confidential conversation with Attorney Veronica D. Joyner — not a paralegal or intake staff member
• ✓A review of your income, debts, and assets to determine which bankruptcy options are available to you
• ✓A plain-language explanation of Chapter 7, Chapter 13, and any other relevant options
• ✓An honest assessment of whether bankruptcy is the right choice for your situation
• ✓A clear explanation of the process, timeline, and costs involved
• ✓Answers to all of your questions — no question is too basic or too complicated

What to Bring

• ›Recent pay stubs or proof of income (last 2–3 months)
• ›Most recent tax returns (last 1–2 years)
• ›A list of your debts — credit cards, medical bills, loans, mortgage statements
• ›Any foreclosure notices, garnishment orders, or lawsuit papers you have received
• ›A list of your assets — property, vehicles, bank accounts, retirement accounts

Ready to Schedule Your Free Consultation?

Call or text Attorney Joyner today. We are available to meet at times that work for your schedule, including evenings by appointment.